Invest in Government Securities
Safe, secure, and rewarding investment opportunities in Treasury Bills and Bonds issued by the Government of Kenya
Government Guaranteed
Backed by the full faith and credit of the Government of Kenya
Competitive Returns
Attractive interest rates compared to traditional savings
Tax Benefits
Interest income exempt from withholding tax for infrastructure bonds
Easy to Invest
Minimum investment from KES 100,000 through your bank or M-Akiba
Weighted average rates from the latest auction
7.73%
Volume: KES 24.5B
8.45%
Volume: KES 18.2B
9.12%
Volume: KES 15.8B
How Treasury Bills Work
Treasury Bills are short-term securities sold at a discount. You pay less than the face value and receive the full amount at maturity. The difference is your return.
T-Bill
January 10, 2026 • KES 24B
Submission Deadline
January 9, 2026 2:00 PM
Infrastructure Bond
January 17, 2026 • KES 50B
Submission Deadline
January 16, 2026 2:00 PM
T-Bill
January 24, 2026 • KES 24B
Submission Deadline
January 23, 2026 2:00 PM
How to Invest
Open a CDS Account
Visit your bank or download the M-Akiba app to open a Central Depository System account
Fund Your Account
Transfer funds to your investment account via M-Pesa or bank transfer
Place Your Bid
Submit your bid through your bank, stockbroker, or directly via M-Akiba
Receive Securities
Upon successful allocation, securities are credited to your CDS account