The National Treasury Cabinet Secretary launched the new strategy alongside the Fourth Medium Term Plan.
The National Treasury Cabinet Secretary, in collaboration with the Central Bank of Kenya, officially launched the Kenya National Financial Inclusion Strategy (2025-2028) on December 4, 2025.
Strategy Objectives:
The new strategy aims to achieve:
- Universal Access: Ensure 95% of Kenyan adults have access to formal financial services by 2028
- Quality Services: Improve the quality and affordability of financial products
- Financial Health: Enhance financial literacy and consumer protection
- Innovation: Promote responsible fintech innovation
Key Initiatives:
Digital Financial Services:
- Expand mobile money interoperability
- Promote digital lending best practices
- Enhance cybersecurity frameworks
MSME Financing:
- Launch dedicated MSME credit guarantee scheme
- Simplify loan application processes
- Develop sector-specific financial products
Financial Literacy:
- National financial education curriculum
- Community-based financial literacy programs
- Digital financial literacy initiatives
Implementation: The strategy will be implemented through collaborative efforts between government agencies, financial institutions, and development partners.
Financial InclusionPolicyStrategy
