Consumer Protection

Report Fraud & File Complaints

The Central Bank of Kenya is committed to protecting consumers. Report fraud, file complaints, or seek assistance with banking-related issues.

Experiencing fraud right now?
Call your bank immediately, then report to CBK: +254 20 286 0000

What Can You Report?

CBK handles various types of financial complaints and fraud reports

Unauthorized Transactions

Report unauthorized debits, fraudulent charges, or suspicious card activity

Counterfeit Currency

Report suspected counterfeit banknotes or coins in circulation

Unlicensed Operators

Report entities operating without CBK authorization

Service Complaints

File complaints about banking services or unfair practices

Step by Step

How to File a Complaint

1

Gather Information

Collect all relevant documents, transaction records, and evidence

2

Contact Your Bank First

Report the issue to your bank and obtain a reference number

3

File with CBK

If unresolved, submit your complaint to CBK with all documentation

4

Track Your Case

Use your reference number to follow up on your complaint status

Response Timeline

CBK aims to acknowledge all complaints within 2 business days and provide a resolution or update within 14 business days. Complex cases may take longer. Always keep your reference number for follow-up.